If the debt is growing more, or if you want to buy something fast, then you need a loan just as quickly. Many consumers dream of a loan in 1 hour. And this is not even a crazy dream. Because if you take the right path, you will also get a loan in 1 hour. At a reputable bank and on worthwhile terms.
All papers have together
Banks can only decide on a loan quickly and definitively if, as a consumer, they already have all the documents they need during the application process. Proofs of income, a police document for identification and collateral are included.
If you now turn to a bank and want to take out a loan in 1 hour, the consultant will ask in the first step, the reasons for the loan. As a borrower you have to be aware that such a quick loan is only possible up to a certain amount. 50,000 euros can not be absorbed within one hour. 5,000 euros, however, already.
When applying, it should be remembered that the bank will query the Schufa. If there are any inconsistencies here, then you should ask a second borrower for help in advance. If this is not done, the bank can reject the loan application. On the other hand, if one prepares and brings such security to the application, a loan usually does not stand in the way.
Installment loans are usually used as instant loans. With them the loan amount as well as the repayment conditions can be decided very freely and thus optimally adapted to the borrower. This creates a lot of freedom and does not make the loan a burden.
If there is enough time, you should also inquire very carefully about the conditions in advance. Many banks work with different interest rates. The higher these are, the more money you have to repay for the loan. A comparison ensures that not only the right loan is found, but also the cheapest one. So that the loan amount is not still too big burden.